Calculators

Run the real numbers, instantly

Every result updates live as you type. These are estimates for planning purposes — your actual approval depends on full application details.

Mortgage Payment Selling: Net Proceeds Budget & Cash Flow Down Payment & CMHC BC Land Transfer Tax Rent vs. Buy Refinance & Renewal Mortgage Penalty (IRD)

Budget & cash flow calculator

The true monthly cost of owning a specific home — and what's left of your income after it.

Money coming inMonthly take-home income (household, after tax)The propertyHome price

Down payment

Down %

Interest rate (%, annual)AmortizationMoney going out, monthlyStrata fee (0 if none)Property taxes — full year, not monthly (blank = estimate)Utilities (blank = estimate)Home insurance (blank = estimate)Other bills & debts (car, loans, phone...)

Total monthly expenses

$0 /mo

Mortgage payment$0 /mo

Property taxes$0 /mo

Strata fee$0 /mo

Utilities$0 /mo

Home insurance$0 /mo

Home costs subtotal$0 /mo

Other bills & debts$0 /mo

Total going out$0 /mo

Take-home income—

Left over each month—

Add your monthly take-home income to see your full cash-flow picture. Tax, utilities, and insurance use typical estimates when left blank.Email these numbers to Sayed for a real quote →