Calculators

Run the real numbers, instantly

Every result updates live as you type. These are estimates for planning purposes — your actual approval depends on full application details.

Mortgage Payment

Affordability

Down Payment & CMHC

Stress Test

BC Land Transfer Tax

Rent vs. Buy

Refinance & Renewal

Mortgage Penalty (IRD)

See what switching rates actually saves before you renew or refinance.

Remaining mortgage balanceCurrent interest rate %New offered rate %Remaining amortization

Monthly savings

$0 /mo

Current payment$0 /mo

New payment$0 /mo

Lifetime savings over remaining term$0

Excludes any prepayment penalty — ask Sayed to confirm your payout cost before switching.Email these numbers to Sayed for a real quote →